Lu Jin suffered two hold the thigh to sue whale infringement claims 8 million treasure noreply

Lu Jin suffered two hold the thigh to sue whale infringement claims 8 million of the treasure each reporter Sha Fei first "whale", and "the carp". Now, Lu Jin gets a little upset by the two fish. The second half of last year, Lu Jin "the face" whale treasure event at the moment, there’s There are still repercussions., a little-known mutual gold platform — Also on the whale step carp financial treasure, using Lu Jin’s "steady earnings – an e product to create profit for its platform. "Daily economic news" reporter learned that, due to repeated communication, warning invalid, recently, Ping An Group formally filed a lawsuit to the Xiamen intermediate people’s court, sued whale treasure infringement of China Ping An trademark rights, and claims over 8 million yuan. Informed sources told reporters, Lu Jin has also issued a lawyer’s letter to carp financial management. Lu Jin said in the "daily economic news" interview with reporters, and financial companies such as whale Bao carp without permission of Lu Jin, Lu Jin, Ping An group of repeated use and stable earnings – an e for false and misleading propaganda, has constituted unfair competition, a serious violation of the legitimate Lu Jin rights and interests. Lu Jin asked the company to immediately stop all violations, delete all involved infringement and false propaganda content. In addition, the industry analysts believe that whale treasure and carp financing companies in order to ensure the liquidity of the platform, allowing investors to follow the deposit, do not rule out the way to advance funding. A close to Lu Jin insiders pointed out that the company’s debt contract displayed to the client has signs of tampering, the authenticity of doubt, for investors’ capital security buried a hidden danger. Industry: there is a bid to honor the risk of "our annual income is 6.4%, is a stable income, this income will only change according to the interest rate of the central bank."." The "daily economic news" reporter as an investor advisory, whale treasure customer service staff said, that is to say, the central bank interest rate policy is not changed, this taken over with the current deposit interest rates of financial products stable at 6.4%, far higher than the same period of financial products revenue market. According to the customer service introduction, whale treasure is not the P2P model, but the P2F model, the product purchased by Lu Jin claims, the risk is guaranteed. Whale treasure through a large amount of procurement of Lu Jin’s P2P products – "stability – Security e" claims, and then through the whale platform to sell these claims to the public. And carp Finance on its website claims that he is a bank level security financial platform, the sale of its claims for the market "top creditor" – "stable surplus – an e", and by the security financing guarantee (Tianjin) full interest guarantee. When the reporter Lu Jin issued never to cooperate with the "carp banking" announcement, to question the carp financial management, the company’s related staff said, "Lu Jin did not cooperate with us, we are buying Lu Jin’s claims, many customers have misunderstood us Lu Jin’s company…… Lu Jin made this statement just saying, "we are not their company. We have only a trading relationship with Lu Jin."." On the basis of security theory

陆金所遭两条鱼抱大腿 起诉鲸鱼宝侵权索赔800万   ◎每经记者 沙斐   先有“鲸鱼”,又来“鲤鱼”。如今,陆金所被两条“鱼”弄得有点心烦。   去年下半年,陆金所“打脸”鲸鱼宝事件余波未平,眼下,又有一家名不见经传的互金平台——鲤鱼理财也步上了鲸鱼宝的后尘,利用陆金所旗下“稳盈-安e”产品为其平台创造利润。   《每日经济新闻》记者了解到,因多次沟通、警告无效,近日平安集团正式向厦门市中级人民法院提起诉讼,起诉鲸鱼宝侵犯中国平安商标权,并索赔超800万元。知情人士向记者透露,陆金所也已向鲤鱼理财发出了律师函。   陆金所方面在接受《每日经济新闻》记者采访时表示,鲸鱼宝和鲤鱼理财等公司未经陆金所许可,反复使用陆金所、平安集团以及“稳盈-安e”进行虚假和误导性宣传,已经构成了不正当竞争,严重侵犯了陆金所的合法权益。陆金所要求有关公司立即停止所有侵权行为,删除所有涉及侵权和虚假宣传的内容。   此外,有业内人士分析认为,鲸鱼宝以及鲤鱼理财等公司为了保证平台的流动性,让投资者随存随取,不排除采取了先行垫付资金的办法。   一位接近陆金所的业内人士指出,有关公司向客户展示的债权合同具有篡改迹象,真实性存疑,为投资者的资金安全埋下了隐患。   业内:有拆标兑付风险    “我们年化收益是6.4%,是稳定的收益,这个收益只会根据央行的利息来变动。”《每日经济新闻》记者以投资者的身份咨询时,鲸鱼宝的客服人员如此表示,也就是说,在央行利率政策不发生变动的情况下,这款随存随取的活期理财产品的利息就稳定在6.4%,远高于市场同期理财产品的收益。   据该客服介绍,鲸鱼宝不是P2P的模式,而是P2F的模式,产品购买的是陆金所的债权,风险是有保障的。鲸鱼宝通过大笔采购陆金所旗下P2P产品——“稳盈-安e”的债权,再通过鲸鱼宝平台向社会大众转销这些债权。   而鲤鱼理财则在其网站上宣称,自己是银行级的安全理财平台,其销售的债权为市场“顶级债权”——“稳盈-安e”,并由平安融资担保(天津)全额本息保障。   当记者就陆金所发出从未与“鲤鱼理财”合作的公告,向鲤鱼理财提出疑问时,该公司对外联系的人员表示,“陆金所不是没有跟我们合作,我们购买的是陆金所旗下的债权,很多客户都误会我们是陆金所旗下的公司……陆金所发表这个声明只是说,我们不是他们旗下的公司,我们和陆金所只有交易关系。”   而针对安全性方面的疑问,鲤鱼理财方面则称,“不会,我们从来没有遇到过这种问题。”   “稳盈-安e”是陆金所平台上预期年化收益最高、投资期限也最长的产品。陆金所官方平台显示,三年期“稳盈-安e”的收益率为8.4%。显然,鲸鱼、鲤鱼就是通过大量购买“稳盈-安e”的债权,再以低2~3个点的利率,通过自有平台充当“二倒手”的角色。   但值得注意的是,陆金所产品期限为36个月,而鲸鱼宝、鲤鱼理财则是“随存随取”或“满月提现”。此外,与陆金所最低1000元起投不同的是,鲸鱼宝、鲤鱼理财的起投门槛仅为1元。   鲸鱼宝的客服人员向记者解释,“我们购买的是三年有效期的(债权),然后把债权都拆分开来。”   “为了保证平台的流动性,做到让投资者随存随取,不排除鲸鱼宝和鲤鱼理财等公司采取了先行垫付资金的办法。”一位不愿具名的业内人士向《每日经济新闻》记者指出,用自有资金垫付以满足资金流动,对平台提出垫付资金储备提出很高的要求。若垫付资金不足,或新进资金小于赎回资金,就将出现流动性紧张,导致平台提现困难。   债权合同真实性存疑    如果平台发生资金链紧张,导致客户资金无法兑付怎么办?针对《每日经济新闻》记者的疑问,鲸鱼宝客服人员表示,“这个不会的,因为债权是可以拆分转让的,这个我们都是有购买合同,网上都能查到。”   在鲸鱼宝客服人员的指导下,记者从绿狗法律网上找到了鲸鱼金融上传的约43273份平安陆金所“稳盈-安e”的债权合同,其中最早的合同日期显示为2014年10月29日,而最近的合同日期则为2015年10月1日,投资金额从数百到上万元不等。   记者查阅发现,这些债权合同的出借方,即投资人均为鲸鱼金融,并且合同内出借方的抬头均为出借机构,即是以机构名义投资的。   一位接近陆金所的业内人士在接受《每日经济新闻》记者采访时表示,“稳盈-安e”这款产品仅仅针对个人,只有个人注册后通过绑定银行卡才能购买,而没有针对企业用户的投资渠道。   这位业内人士的观点也得到了陆金所方面的证实。   陆金所方面向《每日经济新闻》记者回应称,陆金所仅向陆金所网站的个人会员提供个人投融资服务,即只有在陆金所网站进行注册认证的个人会员,才能够进行投资。 进入【新浪财经股吧】讨论相关的主题文章:

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